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IDENTITY THEFT INSURANCE, MONITORING AND RESTORATION                    Purchase Here
 

Included in SAFETYnet

Identity theft is the fastest growing financial crime in America — striking millions of victims each year. In a matter of seconds, personal information such as a social security number, a credit card number and/or an address can be stolen and used to obtain a new mortgage, line of credit or additional credit cards.

All four services below are included in SAFETYnet

 

IDENTITY THEFT INSURANCE

Each individual receives up to $25,000 worth of insurance coverage.* This coverage will help individuals offset some of the costs of restoring their identity to its original status, including:

 

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Lost wages: $500.00 per week, for 4 weeks maximum.

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Re-filing of loans.

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Defense cost for certain civil and criminal lawsuits.

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Reimbursement of fees: Reasonable and necessary costs incurred in the United States by the insured.


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Identity Theft insurance not available in New York. Limitations and exclusions may apply.

IDENTITY MONITORING

IDAlert™ monitors the activity associated with an identity across multiple data sources, including:

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Credit Bureau Data

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DMVs

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Bankruptcy Lien and Judgment filings

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Utilities

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Public Records

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Private Contributory Databases



RESTORATION SERVICES

Upon notification of an identity theft incident, paralegals will:

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Consult with the individual.

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Send the customized, pre-completed, state specific ID Recovery Kit™.

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Send all necessary electronic notifications.

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Contact all three credit reporting agencies.

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Submit Special Power of Attorney and ID Theft Affidavit to involved creditors.

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Notify the appropriate bank or agency if other forms of identification were stolen.

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Notify local authorities of identity theft incident and help individual obtain necessary reports.

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Follow up with creditors, to ensure that the matter has been properly handled.

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Provide fraud resolution, legal and emotional assistance from beginning to end.

 

LOST OR STOLEN CREDIT CARD

Paralegals will assist you in the event your credit cards are misplaced or stolen and will:. 

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Consult with you to determine the severity of the event.

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Contact each credit card company while you are on the phone.

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Cancel your affected credit cards.

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Request new replacement cards.

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Place fraud alerts with all three major credit bureaus.

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Assist you with interpreting your credit reports.

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Provide daily credit monitoring from all three bureaus for six months to help prevent any further fraud.

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